What Does the Term “Points” Mean?

Published 2 months ago

Are "Points" Good or bad?

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National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.471%

0.024

Conv. 30-Year Fixed

3.149%

0.016

FHA 30-Year Fixed

3.179%

0.018

Jumbo 30-Year Fixed

3.175%

0.006

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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