ASM

NMLS# 223884

Bay Equity Home Loans Bay Equity Home Loans

Kathryn Pedersen, a Colorado native, has over 20 years of lending experience in all facets of lending. Her local experience gives her an understanding of Steamboat's unique real estate market.

Kathryn's genuine sincerity and concern for your needs, will ensure your mortgage experience is smooth and your expectations are exceeded.

Voted Best of the Boat for Best Mortgage Broker for 7 years running.

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What Does the Term “Points” Mean?

Published 5 months ago

Recent Listings

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Katherine A.
Verified

"With our history of self-employment, we weren't sure we could get a home loan and figured it would be an extremely cumbersome and stressful process if we could. Kathryn and her team assured us that we could and made it 100x easier than we thought it would be. She also gave us some great local knowledge. We're so grateful we were referred to her and would 100% recommend!"

5.0

Andyjkennedy

Top notch!

"The power-team at Steamboat's Fidelity Mortgage, under the helm of Kathryn Pederson, went above and beyond expectation to insure that our refinance experience was smooth and successful! We always felt like every detail was being managed to the Nth degree, and we were in good hands - all done with a smile and a positive attitude. This is the 2nd time we've used Pederson and her team, and we recommend them to all our friends! CHEERS!"

5.0

Briansullivan1977

Great Team at Bay Equity

"Kathryn and her team at Bay Equity in Steamboat Springs represented everything you would want in a lender. Excellent communication, great inter-personal skills, always there to answer a question and were always our advocate. They landed us a loan with a great interest rate through a smooth and easy process. We are very thankful to have had the opportunity to work with them."

5.0

Kdominkovics

Friendly & Professional

"Kathryn and the rest of the team were a pleasure to work with. They made the process easy, something I have not said much about any of my previous loan experiences."

5.0

Zuser202106021629598

Super Friendly

"Kathryn and her team are super friendly. They are quick to respond to any questions you have. The team at Bay Equity is very clear on letting you know what kind of documents you need to send them and when."

5.0

Leslie H.

Quick & Easy

"Kathryn, Katie and there team are amazing. From Start to finish was easy and quick! They answered my questions quickly and there system to complete the process is streamline. I’ve used them 3 times now and will never use anyone else!!"

5.0

Grant M.
Verified

"We had a great experience working with Kathryn. Received a lot of good information throughout the process. They have an easy to use online system, helpful videos, text updates and are always available to answer questions. They were even able to close on our loan a week early to save us spending another week in a hotel!"

5.0

Jody C.
Verified

"These ladies were amazing and made the job of buying a home seem so easy. I recommended them to a friend who is buying a home and she said the ladies have been just as amazing for her, as well."

5.0

James E.
Verified

"This was our second time working with Kathryn and it was great. She and her team made the refinancing process quick and easy."

5.0

Iva V.
Verified

"Seamless process"

5.0

Morgan R.
Verified

"Kind demeanor, quick responses and clear communication."

5.0

Philip C.
Verified

"Kathryn and her team were very diligent in working with us to make sure the closing got done. Everything went smoothly, start to finish... no suprise’s."

5.0

Stefan M.
Verified

"Kathryn and her team were very responsive, efficient and friendly throughout the whole loan application and closing process."

5.0

Joanne P.
Verified

"Top notch service. Very responsive. Highly recommend."

5.0

Vincent R.
Verified

"Awesome experience"

5.0

Michelle L.
Verified

"Kathryn and her team made our refinance as quick and easy as possible! If I had a question, there was always a prompt response! I would highly recommend her!"

5.0

Steven W.
Verified

"Kathryn made our buying experience extremely easy."

4.8

Jeff W.
Verified

"Your Guys are The Very Best"

5.0

Kim M.
Verified

"I think Katie works 24 hours a day. Thanks for all of your help."

5.0

Angela M.
Verified

"Working with Kathryn, Katie and her team made our process super easy and stress-free. Thanks again ladies!"

5.0

National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.27%

-0.032

Conv. 30-Year Fixed

3.03%

-0.007

FHA 30-Year Fixed

3.17%

0.008

Jumbo 30-Year Fixed

3.026%

-0.016

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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All products are subject to credit and property approval. Program terms and conditions are subject to change without prior notice. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax or accounting advice. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.






Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988




© 2021 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org