"With our history of self-employment, we weren't sure we could get a home loan and figured it would be an extremely cumbersome and stressful process if we could. Kathryn and her team assured us that we could and made it 100x easier than we thought it would be. She also gave us some great local knowledge. We're so grateful we were referred to her and would 100% recommend!"

Top notch!

"The power-team at Steamboat's Fidelity Mortgage, under the helm of Kathryn Pederson, went above and beyond expectation to insure that our refinance experience was smooth and successful! We always felt like every detail was being managed to the Nth degree, and we were in good hands - all done with a smile and a positive attitude. This is the 2nd time we've used Pederson and her team, and we recommend them to all our friends! CHEERS!"

Great Team at Bay Equity

"Kathryn and her team at Bay Equity in Steamboat Springs represented everything you would want in a lender. Excellent communication, great inter-personal skills, always there to answer a question and were always our advocate. They landed us a loan with a great interest rate through a smooth and easy process. We are very thankful to have had the opportunity to work with them."

Friendly & Professional

"Kathryn and the rest of the team were a pleasure to work with. They made the process easy, something I have not said much about any of my previous loan experiences."

Super Friendly

"Kathryn and her team are super friendly. They are quick to respond to any questions you have. The team at Bay Equity is very clear on letting you know what kind of documents you need to send them and when."

Quick & Easy

"Kathryn, Katie and there team are amazing. From Start to finish was easy and quick! They answered my questions quickly and there system to complete the process is streamline. I’ve used them 3 times now and will never use anyone else!!"

"We had a great experience working with Kathryn. Received a lot of good information throughout the process. They have an easy to use online system, helpful videos, text updates and are always available to answer questions. They were even able to close on our loan a week early to save us spending another week in a hotel!"

"These ladies were amazing and made the job of buying a home seem so easy. I recommended them to a friend who is buying a home and she said the ladies have been just as amazing for her, as well."

"This was our second time working with Kathryn and it was great. She and her team made the refinancing process quick and easy."

"Seamless process"

"Kind demeanor, quick responses and clear communication."

"Kathryn and her team were very diligent in working with us to make sure the closing got done. Everything went smoothly, start to finish... no suprise’s."

"Kathryn and her team were very responsive, efficient and friendly throughout the whole loan application and closing process."

"Top notch service. Very responsive. Highly recommend."

"Awesome experience"

"Kathryn and her team made our refinance as quick and easy as possible! If I had a question, there was always a prompt response! I would highly recommend her!"

"Kathryn made our buying experience extremely easy."

"Your Guys are The Very Best"

"I think Katie works 24 hours a day. Thanks for all of your help."

"Working with Kathryn, Katie and her team made our process super easy and stress-free. Thanks again ladies!"